A man walks away from his parked MINI while on the phone

Finance Center

Imagine cruising down the vibrant streets of Manhattan, Bronx, or Queens, NY, in a sleek MINI, the city lights reflecting off its iconic design as you weave effortlessly between skyscrapers and brownstones. At MINI of Manhattan, we understand that finding the perfect financing plan is just as exhilarating as choosing your dream car.

Learn about our finance center and how we can help you find your next set of wheels today.

Meet Our Finance Team

Behind every successful financing plan at MINI of Manhattan is a team of dedicated professionals who place your lifestyle first. From your daily commute patterns in Manhattan to your weekend escapes to the Hamptons, our experts collaborate one-on-one with you to ensure you find a lease or finance plan that excites you.

Our process is thorough yet straightforward:

  1. Personalized Consultation: A dedicated finance advisor sits down with you—virtually or at our MINORITY of Manhattan showroom—to map out your ideal plan.
  2. Customized Proposals: We analyze your budget and preferences, then craft multiple proposals that fit your lifestyle objectives.
  3. Transparent Approval: Expect a straightforward application process with rapid pre-approval decisions, so you’re never left waiting.

Experience financing that revolves around you.

Buying vs. Leasing

Deciding between buying and leasing a MINI? Let’s review the benefits of each in hopes of helping you reach an informed decision!

Buying Your MINI

  • Ownership and Equity: When you finance a purchase, your monthly payments build equity. Once the term ends, the MINI is entirely yours.
  • Unlimited Mileage: Explore New York City and beyond without worrying about annual mileage caps.
  • Customization Freedom: Personalize your MINI with accessories and upgrades, knowing you own the vehicle outright.

Leasing Your MINI

  • Lower Monthly Payments: Lease terms typically require smaller payments, making fitting a MINI into your budget easier.
  • Flexibility to Upgrade: At lease-end, trade-in for the newest MINI models is perfect for staying on the cutting edge of performance and design.
  • Warranty Coverage: Most leases align with manufacturer warranties, minimizing unexpected repair costs.

If you have any questions about leasing or financing, please contact us!

Online Tools and Resources

We believe that knowledge empowers confident decisions. That’s why our finance center offers an array of online tools and resources designed to keep you informed at every step:

  1. Payment Calculator: Instantly estimate monthly payments for leases and loans by adjusting variables like down payment, interest rate, and term length. See how small changes impact your budget in real-time.
  2. Credit Pre-Qualification: With our secure online pre-approval form, you can check your financing eligibility without affecting your credit score. Receive instant feedback and know your buying power before visiting our showroom.
  3. Live Chat Support: Have a question after hours? Our finance specialists are available via live chat on our website. Get immediate answers on credit requirements, incentives, and more.

By leveraging these digital resources, you maintain complete transparency and control over your financing journey.

I’m Interested in Financing My Vehicle

Ready to take the next step? The finance center at MINI of Manhattan invites you to explore financing solutions crafted just for you in Manhattan, Bronx, and Queens, NY. Contact us today to get started!

LEASE VS. FINANCE

CHOOSE AN OPTION THAT’S RIGHT FOR YOU.

 

Man looking at phone next to a MINI
 

LEASING OPTIONS TO MEET YOUR NEEDS

Leasing offers maximum flexibility. Adjust your mileage, switch to a different MINI, or even buy the one you’re driving if it’s a match that’s meant to be.

 

APPLY

Woman sitting in front of a MINI next to the ocean
 

OWN YOUR MINI ON YOUR TERMS

Purchase your MINI with one of our flexible financing plans, or take advantage of lower monthly payments with MINI Select, OwnersChoice, and more.

 

SEE OFFERS

Man buckling himself in to a zesty yellow MINI Convertible

MINI MOTORING PROTECTION PROGRAMS

From comprehensive Protection Products to extended service coverage, we have what you need to ensure your MINI is covered for miles to come.

     

  • Vehicle Service Contracts including high-mileage, all-electric and Certified vehicles
  •  

  • Lease End Protection and Guaranteed Auto Protection (GAP)
  •  

  • Tire & Wheel, Key, Dent, Windshield and All Surface Interior and Exterior Protection

 
LEARN MORE

MOTORING INSURANCE

Receive additional benefits like genuine MINI Replacement Parts, New Car Replacement, Accident Forgiveness and more.

 
LEARN MORE

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PROGRAMS & INCENTIVES

SPECIAL PROGRAMS FOR UNIQUE DRIVERS.

College graduate stepping out of her MINI
 

COLLEGE GRADUATE

A MINI TO MATCH THE CAP 
AND GOWN.

LEARN MORE

Military woman
 

 MILITARY PROGRAM

POTENT PERKS FOR THOSE 
WHO SERVE.

LEARN MORE

Interior shot of a MINI steering wheel with black leather
 

MOBILITY PROGRAM

ADAPTIVE EQUIPMENT FOR 
ALL WHO NEED.

CONTACT US

MAN AND WOMAN PACKING A MINI CLUBMAN WITH SUITCASES
 

INTERNATIONAL EXECUTIVE

BESPOKE FINANCING FOR 
MINI TRAVEL.

CONTACT US

FINANCIAL SERVICES TOOLS

START YOUR MINI ADVENTURE.

Man sitting at desk on the computer with a MINI parked on the street outside behind him

APPLY FOR FINANCING

Get on the road faster. Explore great rates, exclusive deals and incentives from MINI Financial Services.

LEARN MORE

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SPECIAL OFFERS

Save big on a MINI with current offers and discount programs.

SEE OFFERS

MANAGE ACCOUNT

ACCOUNT ACCESS, ANYTIME.

THE MINI CARD

PUT THE POWER OF MINI IN 
YOUR WALLET.

Fantastic rewards and plenty of perks.

MINI CARD

STAY IN THE LOOP

 

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MINI of Manhattan 40.770435, -73.990484.